Compare personal loans in Sudan

By the Rateweb editorial team · How we rate · Product details checked 2 Aug 2026

Compare personal loans from banks and licensed lenders in Sudan. Borrow only from providers licensed by the national regulator, and read the full cost of credit (interest plus fees) before you apply.

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Bank of Khartoum — Smart Buy Finance

An asset-purchase financing product for household goods, building materials, generators and solar systems, offered on Islamic finance terms. It is one of the few Sudanese consumer finance products with published eligibility and document requirements.
★★★★☆
3.5/5 · How we rate
Licensed commercial bank, listed on the Central Bank of Sudan commercial bank locator
Licence
Available through Bank of Khartoum, subject to branch availability in your area
Coverage
Financing a specific purchase such as a generator, solar system or building materials
Best For
bank
Type
Pros
  • Covers practical categories including generators, solar systems, building materials, home appliances, furniture and electronics
  • Open to salaried employees, self-employed business owners and licensed self-employed professionals
  • Eligibility, age limits, tenor and required documents are all set out on the bank's own page
Cons
  • Service availability varies by region and can be interrupted; applications depend on a functioning branch and on suppliers being able to issue a valid invoice
  • The bank does not publish the profit rate, mark-up or any fees, so the true cost cannot be compared before applying
  • The page does not name the Islamic structure used, so confirm whether it is murabaha or another contract before signing
Fees, eligibility & documents
Fees
Profit rate or mark-upNot published on the bank's page; ask before signing
Arrangement or processing feesNot published
Eligibility
  • Salaried applicants: at least 3 months in the job and not on probation, aged 21 or over at application and under 65 at maturity
  • Self-employed business owners and licensed professionals: at least 12 months trading or licensed, aged 25 or over at application and under 76 at maturity
  • Financing runs up to 36 months and covers up to 70% of the asset value, so a deposit is required
Documents needed
  • Valid ID and national certificates
  • Two references with their identification
  • Passport-sized photographs
  • A valid invoice from an authorised supplier
  • Salaried applicants: salary certificate
  • Self-employed applicants: business registration and six months of stamped bank statements
Visit Bank of Khartoum

Ratings are Rateweb's editorial opinion. Product details can change — always confirm with the provider before applying. Rateweb may earn a commission on some applications. This is general information, not financial advice.